Loans

A new car. A dream vacation. The baby's room. Whatever needs you may have, we have consumer loans to help make managing those needs easier. Fast service!

Consumer Loans

Available to individuals upon approval of application. Depending on collateral, terms range from one month to 20 years. Interest rate may be fixed or variable.

Types of Consumer Loans:

• Home improvement loans
  
• Debt consolidation loans
  
• Vacation loans
  
• Personal loans
  
• Vehicle loans
  
• Secured and unsecured installment loans

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Vehicle Loans

A rugged SUV. A hot sleek sports car. A spacious minivan. Each one serves a different purpose, yet all are important to the person buying the vehicle. We understand. We have several types of auto loans to fulfill your needs... whether you have your eye on an SUV, sports car, or something completely different.

New Vehicle Loans

• Finance up to 100% of a vehicle's value
• Terms range from one month up to five years

Used Vehicle Loans

• Finance up to 100% of N.A.D.A. "clean" loan value.
  
  • Used autos one year old - terms up to 54 months
    
  • Used autos two years old - terms up to 48 months
    
  • Used autos three years old - terms up to 42 months
    
  • Used autos four years old - terms up to 36 months
    
  • Used autos five years old - terms up to 30 months

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Home Equity Lines-of-Credit

As your home increases in value and you pay down your existing mortgage, you build equity in your home. That equity can be your key to lower rate financing for other expenses, including college tuition, home repairs, debt consolidation, medical bills or any other major expense. Plus, many people are able to deduct the interest paid on their tax return. (Consult your tax advisor for details regarding your specific situation.) If you already have a Home Equity Loan or Line of Credit, now many be the perfect time to refinance to get a lower monthly payment or a better interest rate.

A home equity line-of-credit provides you with the ability to borrow and pay back on an ongoing basis without the hassle of completing apllications over and over again. You only pay interest on the amount borrowed for the time you borrow it. lines-of-credit are excellent ways to finance recurring expenses such as school tuition. It's like having an emergency source of cash.

To access your line-of-credit, all you do is write a check from your credit line account.

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