Personal Checking Account Services
At Malvern National Bank, we strive to meet your financial needs. Ask our Customer Service Representatives about special accounts offered to serve your money management requirements.
Free Checking
Free Checking is always a good thing. And saving money is even better! When you see the cost savings benefits from this account, you'll wonder why you waited until now.
- No monthly service charge or minimum balance
- Free check safekeeping
- Free Billpay with Internet banking (1)
- No per-item charge
- Mastercard ATM/CheckCard - $1/month
- Overdraft protection available (Subject to qualifying). (4)
- Just a low $50 to open the account
Prestige Checking
Prestige Checking is designed for people who want unlimited check writing flexibility at a low cost.
- No monthly service charge when you keep a $500 balance or a $5.95 charge if your balance falls below $500
- Free Mastercard® ATM/CheckCard
- Free check imaging
- Free Billpay with Internet banking (1)
- Free 24-hour bank-by-phone service
- Overdraft protection available (Subject to qualifying) (4)
- Unlimited check writing
- Unlimited ATM transactions on MNB ATMs
- Just $100 to open the account
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Prime Life Gold and Silver Checking
Prime Life Checking is what our age 50+ account holders asked for! An opportunity to earn interest or get the basic benefits at no cost!
Prime Life Gold
- Free BillPay with Online Banking (1)
- No service charge if a $100 balance is maintained (2)
- Interest paid on daily collected balances over $100, with higher rates paid on daily collected balances above $4,999.99
- Unlimited checkwriting
- Check images returned - view checks Online
- Free MNB checks or a $5.00 discount on custom check designs (3)
- Free MNB Bank ATM/CheckCard
- Overdraft protection available (Subject to qualifying) (4)
- Just $100 to Open.
Prime Life Silver
- No Service Charge
- No Minimum Balance
- Unlimited checkwriting
- Check images returned or view checks online
- Free MNB checks or a $5.00 discount on custom check designs (3)
- Free MNB ATM/CheckCard
- Just $100 to open
- Overdraft Protection available (subject to qualifying) (4)
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High Performance Money Market Checking
High Performance Money Market Checking pays interest rates based on the balance you keep in the account.
- Interest earned on average daily balances above $5,000 with a higher rate paid on balances above $10,000
- Free Mastercard® ATM/CheckCard
- Free check imaging
- Overdraft protection available (Subject to qualifying) (4)
- No monthly service charge when you keep a $5,000 balance or a $10 charge if your balance falls below $5,000
- Monthly limit of 6 transactions including 3 regular checks. A $5 charge per transaction over 3 per month. See one of our customer service representatives for additional information.
- $5,000 to open the account
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REWARDS Checking
REWARDS Checking makes your money at Malvern National Bank reward you!
- No monthly service charge when you keep a $1,000 balance or an $11.95 charge if your balance falls below $1,000 *
- Interest on average daily balance
- Unlimited check writing
- FREE Rewards Checks (3)
- FREE Billpay with Internet banking (1)
- FREE e-Statement
- Free Mastercard ATM/CheckCard
- $1000 Overdraft protection available (Subject to qualifying) (4)
- FREE Overdraft Transfers from Rewards Savings Account
- 1/4 % Increase on Non-promotional CD rates
- 1/4 % Discount on Non-promotional Installment Loans
- Eligible for High-Yield Rewards savings account (To see savings account section for Reward Savings Click here)
- Just $100 to open the account
* $11.95 monthly charge if balance falls below $1,000 with 30 days to build-up to minimum.
Must have at least one monthly automatic debit or credit item tied to Rewards Checking account. Variable rate: The interest rate and annual percentage yield can change at any time. Interest is calculated daily on your average daily balance. Fees could reduce earnings.
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gr8t! Student Checking
gr8t! Student Checking is designed to teach students the importance of using a checking account wisely, and develop a healthy attitude toward money management.
- No monthly service charge
- Unlimited check writing
- Free Mastercard ATM/CheckCard
- Free MNB ATM/CheckCard
- Free Online Banking & BillPay (1)
- Unlimited check writing
- Free 1st order of 50 bank security checks
- Free e-Statement
- One "My Bad!" card to forgive one NSF charge
- Overdraft Safeguard is available if parent/guardian has a separate MNB account
- View cancelled checks online
- $25 to open an account
- No minimum balance required
- Email alerts when the balance falls below a predetermined amount
- The account is a joint account for students 16-17
Learn More! Click Here.
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Military Checking
Military Checking is an account for our men and women in the U.S. Armed Forces while serving our country.*
- MNB's Prestige Checking with minimum balance requirement and monthly maintenance fee waived.
- Free billpay with internet banking (1)
- Free Mastercard® ATM/CheckCard
- No charge for transactions completed at non MNB Bank ATM machines **
- Free Malvern National Bank logo checks or a 50% discount on most other personal check styles.
- Just $50 to open the account
* Must be on active duty with the U.S. Armed Forces and deployed (or preparing to deploy) outside MNB's market area.
** Other ATM network owners may assess a surcharge for transactions and charges may be assessed for non U.S. Dollar transactions made with your ATM/CheckCard.
Fees could reduce earnings.
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MNB e-Statements
MNB’s e-Statements offer the convenience of having your personal checking and/or savings account(s) delivered to your computer desktop as soon as they become available. With our e-Statement service, you’ll receive an email each month informing you that your monthly statement is ready to view. A link will be included in the email taking you to a secure log-in window where you’ll enter your own unique password. You’ll then be able to print your statement which includes copies of your cancelled checks.* The account statement(s) can be saved to your desktop for later reference.
(1) Up to 15 payments/month. 50¢/item over 15.
(2) If your balance falls below $100 there will be a small $5 service charge and no interest will be paid during the time the daily collected balance remains below $100,
(3) Up to 2 boxes per year,
(4) If qualified. NSF charge of $27.00 will be assessed per overdrawn debit including ATM & Check Card. Click Here for to download our overdraft protection guidelines
(5) For MNB FREE accountholders, only your statement will be available and not images of your cancelled checks.
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