​An interest-bearing checking account for large balances.

What’s Included?

  • $5,000 Minimum opening deposit
  • Interest paid on collected balances over $5,000
  • Interest paid in tiers, with higher interest for upper tiers
  • No monthly service charge with a minimum balance of $5,000
  • Free MNB debit card
  • Limited transactions allowed


Please see a bank associate for current tiers and rates. If the minimum balance is not met, there will be a $10 service charge. Up to 6 withdrawals are allowed per month. Three withdrawals are free, but there is a $10 charge for each additional withdrawal. Limit of 3 violations per account. After 3 violations, the customer must be removed from this account type, by law.