Benefit Checking

Benefit Checking offers all the standard account perks, plus it earns interest! You can pay your bills electronically and safeguard your account with free dynamic transfer, an optional service that automatically transfers money from one account to another to cover an overdraft.

What's Included?

  • Interest paid on daily collected balance
  • Free Online & Mobile Banking1
  • Mobile Deposit2
  • Bill Pay3
  • Free e-statements4
  • Free Designer ATM/Check Card
  • Unlimited check writing
  • Unlimited ACH debits/credits
  • Overdraft Protection available5 (up to $800)
  • Free Dynamic Transfer
  • No monthly service charge with $2500 minimum balance6
  • $100 to open account

1Mobile Banking 3rd party message, data, and/or internet service provider rates may apply.  2Mobile Deposit $0.50 per check deposited. 3Bill Pay up to 15 payments per month free, $0.50 each thereafter. 4$3.95 if paper statement is requested. 5Overdraft protection available on qualifying accounts.  Our overdraft fee of $31 per item will apply whether the overdraft is by check, ATM or in -person withdrawal, debit card transaction, or other electronic means.  You must pay overdrafts and bring your account current within 30 days or the service will be withdrawn.  The payment of overdrafts is discretionary and the Bank reserves the right not to pay. 6$11.95 service charge if minimum is not met.