Mortgages

Mortgages / Home Loans in Arkansas

You don't have to go any farther than MNB for a competitive rate mortgage!

Our Mortgage Loan Department is staffed with experienced and competent officers who are ready to help you get into your first - or your next home! MNB is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

• Extremely competitive rates
• 10, 15, 20, and 30 year fixed rate mortgages
• VA, FHA, and conventional sources of financing
• Fast Service

Contact the branch office nearest you for more information on our mortgage financing. Click here for branch locations.

Get Pre-Qualified

You can begin the pre-qualification process FREE online, by completing MNB's short Pre-Qualify internet-secure request form. CLICK HERE to begin your pre-qualification ONLINE.

If you'd prefer to DOWNLOAD a copy of the form to your desktop, complete it and bring it into one of our branches just CLICK HERE.

It does not obligate you in any way to MNB. It is not a loan application. Your credit will not be checked. When you're finished completing the form, just click "submit" and one of our courteous mortgage loan officers will contact you at a convenient time to discuss your mortgage needs. It is that simple.

Varied Term Real Estate Loan

Varied Term Real Estate Loans are balloon notes, amortized over several years and available with shorter-term balloon repayments. These notes are for people who do not wish to lock into a specific rate for a long period of time. Contact the branch office nearest you for more information on our mortgage financing. Click here for branch locations.

Construction Loans

Construction Loans provide the funds for the construction of single and multi-family dwellings. These loans are usually set for the expected duration of the construction period. An amount is approved by MNB prior to the start of construction. It is based on an appraisal of the construction site's market value and the estimated retail value of the property upon completion of the work. As the funds are needed, they can be advanced and payments are made upon accrued interest. The principal and remaining interest become due as agreed at approval.

Contact the branch office nearest you for more information on our mortgage financing. Click here for branch locations.

Home Equity Lines-of-Credit

As your home increases in value and you pay down your existing mortgage, you build equity in your home. That equity can be your key to lower rate financing for other expenses, including home repairs, debt consolidation, medical bills or any other major expense. Plus, many people are able to deduct the interest paid on their tax return. (Consult your tax advisor for details regarding your specific situation.) If you already have a Home Equity Loan or Line of Credit, now may be the perfect time to refinance to get a lower monthly payment or a better interest rate.

A home equity line-of-credit provides you with the ability to borrow and pay back on an ongoing basis without the hassle of completing applications over and over again. Lines-of-credit are excellent ways to finance recurring expenses. It's like having an emergency source of cash. To access your line-of-credit, all you do is write a check from your credit line account.