Rev. February 2022
What does The Malvern National Bank, N.A. do with your personal information from the mobile application?
Why?
The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that: • Before granting access to this information, you will be prompted to give the application that permission. • If you do not wish to grant that permission, you may decline. • If you later change your mind, those permissions can be updated in your device’s settings.
What?
Some examples of information your app will request access to are: • Location • Contacts • Camera
How?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
Questions?
Please contact The Malvern National Bank, N.A. at 501-332-6955 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application. You can also access the bank’s full Privacy Policy at https://mnbbank.com/privacy-notice
Download the Mobile Privacy Notice
Rev. April 2015
What does the Malvern National Bank, N.A. do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read through our privacy notice and mobile privacy notice carefully to fully understand what what we do with your information.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Transaction history Credit history Account transactions Social Security number Account balances Payment history When you are no longer our customer, we continue to share your information as described in this notice.
how?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Malvern National Bank, N.A. chooses to share; and whether you can limit this sharing. Reasons we can share your personal information
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court order and legal investigations, or report to credit bureaus.
Does the Malvern National Banks, N.A. share?
Yes
Can you limit this sharing?
No
For our marketing purposes- to offer our products and services to you.
Does The Malvern National Banks, N.A. share?
Yes
Can you limit this sharing?
No
For joint marketing with other financial companies
Does The Malvern National Banks, N.A. share?
No
Can you limit this sharing
We don’t share
For our affiliates’ everyday business purposes- information about your transactions and experiences.
Does The Malvern National Banks, N.A. share?
Yes
Can you limit this sharing?
No
For our affiliates’ everyday business purposes- information about your creditworthiness.
Does The Malvern National Banks, N.A. share?
No
Can you limit this sharing?
We don’t share
For our affiliates to market to you.
Does The Malvern National Banks, N.A. share?
No
Can you limit this sharing?
We don’t share
For non-affiliates to market to you.
Does The Malvern National Banks, N.A. share?
No
Can you limit this sharing?
We don’t share
Questions?
Call 501-332-6955 or go to www.mnbbank.com
How does The Malvern National Bank, N.A. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect your information. We limit employee access to your information to those employees for whom access is appropriate.
How does The Malvern National Bank, N.A. collect my personal information?
We collect your personal information, for example, when you Open an account Apply for a loan Make deposits or withdrawals from Your account Provide account information Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include financial companies such as MNB Insurance, LLC.
Non-affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.
The Malvern National Bank, N.A. does no share with non-affiliates so they can market to you.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you.
The Malvern National Bank, N.A. doesn’t jointly market.