mnb personal checking

We strive to meet your financial needs.

Ask our Customer Service Representative about special accounts offered to serve your money management requirements. Compare checking accounts and apply for one today!

Free Value Checking

Our Free Value Checking offers convenience and value without the standard fees. It’s perfect for busy, mobile people who need fast access to their accounts and like to bank on their computer or smartphone.

What’s Included

– Free Online & Mobile Banking
– Free Debit Card with SecurLock Protection 
– Free Statements available in Online Banking
– Overdraft Protection available
– Free Mobile Wallet
– Free Bill Pay (up to 5/month)
– Mobile Deposit
– Unlimited check writing
– Unlimited ACH debits/credits
– No monthly service charge
– No minimum balance requirement
– $100 to open an account

Start A Value Checking Account

Total Checking

Total Checking is an affordable, benefit-packed checking account for cost-conscious families or individuals. You’ll have access to secure protection when banking online and on mobile.

What’s Included

– Free Online & Mobile Banking
– Free Debit Card with SecurLock Protection
– Free Statements available in Online Banking
– Overdraft Protection available
– Free Mobile Wallet
– Free Bill Pay (up to 15/month)
– Mobile Deposit
– Unlimited check writing
– Unlimited ACH debits/credits
– No minimum balance requirement
– A low monthly service charge of only $3.95
– $100 to open an account

Start A Total Checking Account

Benefit Checking

Benefit Checking offers all the standard account perks, plus it earns interest! You can pay your bills electronically and safeguard your account with the free dynamic transfer, an optional service that automatically transfers money from one account to another to cover an overdraft.

What’s Included

– Interest-Earning account
– Free Online & Mobile Banking
– Free Debit Card with SecurLock Protection
– Free Statements available in Online Banking
– Overdraft Protection available
– Free Mobile Wallet
– Free Bill Pay (up to 15/month)
– Mobile Deposit
– Free Dynamic Transfer
– Unlimited check writing
– Unlimited ACH debits/credits
– No monthly service charge with a $2500 minimum balance
– $100 to open an account

Start A Benefit Checking Account

Classic Checking

Classic Checking is for the mature customer who wants the best of everything. This is an interest-bearing account for individuals who are 62 years or older, with all of the extras needed to make this an easily accessible account. MNB puts your needs first and is always here to assist with your account.

What’s Included

– Available to primary account holders 62 and older
– Interest-Earning account
– Free Online & Mobile Banking
– Free Debit Card with SecurLock Protection
– Free Paper Statement or electronically in Online Banking
– Overdraft Protection available
– Free Mobile Wallet
– Free Bill Pay (up to 5/month)
– Mobile Deposit
– Free Checks (one box/year)
– Unlimited check writing
– Unlimited ACH debits/credits
– No monthly service charge with a $300 minimum balance
– $100 to open an account

Start A Classic Checking Account

Account information only, inquire for more details: Mobile Banking 3rd party service charges may apply. Mobile deposit $0.50 per deposited check. Bill Pay includes limited payments free, $0.50 each thereafter. $3.95 per paper statement. Overdraft protection for qualifying accounts. Our overdraft fee of $34 per item will apply whether the overdraft is by check, ATM or in-person withdrawal, debit card transactions, or other electronic means. You must pay overdrafts and bring your account current within 30 days or the service will be withdrawn. The payment of overdrafts is discretionary and the Bank reserves the right to not pay. Other fees may apply.

Checking Account Comparison Chart

CHECKING ACCOUNT COMPARISON
ACCOUNT
FEATURES
FREE VALUE
CHECKING
TOTAL
CHECKING
BENEFIT
CHECKING
CLASSIC
CHECKING
FREE ONLINE
(OLB) AND
MOBILE
BANKING
FREE OLB
ELECTRONIC
STATEMENT
OR $3.95 FEE
FOR PRINTED
STATEMENT
NO CHARGE
FOR PAPER
STATEMENT
FREE INSTANT
ISSUE DEBIT
CARD
MOBILE CHECK
DEPOSIT
BILL PAY Up to 5/month
FREE
Up to 15/month
FREE
Up to 15/month
FREE
Up to 5/month
FREE
INTEREST
EARNED
FREE CHECKS
OVERDRAFT
PROTECTION
ZELLE MOBILE
APP
OPENING
BALANCE
$100.00 $100.00 $100.00 $100.00
MONTHLY
SERVICE
CHARGE /
MINIMUM
BALANCE
NONE 3.95 $11.95 IF
ACCOUNT FALLS
BELOW $2500.00
$5.00 IF
ACCOUNT FALLS
BELOW $300.00

Online Bank Statements

Your Bank Statements are always available electronically through Online Banking!  Just login to your Online Banking account and select “Documents” to see your statements at any time.

Reordering MNB Checks

Use one of these following methods:

  1. Tear off the provided REORDER form on the top of your last book of checks and mail it in or drop it by any MNB location.
  2. Call or come by any MNB location and ask to reorder your checks.
  3. Visit ordermychecks.com

This assures that you get the correct order at the best price!

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