Rev. April 2015
WHAT DOES THE MALVERN NATIONAL BANK, N.A DO WITH YOUR
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
Social Security number
When you are no longer our customer, we continue to share your information as described in this
All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their customers’
personal information; the reasons The Malvern National Bank, N.A. chooses to share; and
whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes—to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—information about your transactions and experiences
For our affiliates’ everyday business purposes—information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
Call 501-332-6955 or go to www.mnbbank.com
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect your information. We limit employee access to your information to those employees for whom access is appropriate.
We collect your personal information, for example, when you
Open an account
Apply for a loan
Make deposits or withdrawals from
Provide account information
Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include financial companies such as MNB Insurance, LLC.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- The Malvern National Bank, N.A. does not share with nonaffiliates so they can market to you.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- The Malvern National Bank, N.A. doesn’t jointly market.